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Individually Managed Accounts (IMAs) is an innovative new service on the Standard Life Platform that allows for the automation of tax planning and portfolio management. IMAs work seamlessly with FE Investment’s award-winning discretionary managed portfolios and includes three valuable tools that integrate into your advice process.

This service allows you to provide a more cost-effective and flexible investment service that you can deliver at scale.

 

The investment solution

FE Investments Mosaic Portfolios

Available with our Mosaic Portfolios, the IMAs combines some of the advantages of bespoke discretionary management within a managed portfolio service that’s been designed specifically for clients with more complex requirements. The perfect combination for those with needs that are not met through a traditional managed portfolio service.

Designed as a cost-effective alternative to bespoke investment management, the Mosaic Portfolios deliver a wide selection of 25 – 45 holdings, reducing concentration risk and making them the ideal choice for clients with larger accounts.

Key benefits:

  • 15 portfolios, with five risk levels spanning three time horizons
  • Minimised concentration risk via broad selection of 25-45 holdings
  • Advanced investment strategy with multiple sub-portfolios in each asset class
  • Detailed reporting for clients interested in the ongoing portfolio management
  • Cost effective alternative to bespoke investment management

Download our Mosaic guide to learn more about how the portfolios are managed.

Request Mosaic Guide

 

The technology

Tools on the Standard Life platform

The IMAs are a new technology on the Standard Life Wrap platform that allows financial planners and investment managers to work together and deliver individual client outcomes in a scalable and efficient way.

Auto ISA

Auto ISA is an automated process that ensures your clients are using their ISA allowance at the start of each tax year. It has the potential to save you both time and cost as you are relieved from the administration that it normally requires. GIAs and ISAs are managed as one portfolio in order to manage tax more efficiently.

CGT Allowance Harvesting

Capital Gains Tax (CGT) allowance harvesting automates the management of capital gains within our managed portfolio service. The process aims to use your clients’ unused allowance before the end of the tax year, and any remaining gains are pushed into the new tax year. This allows you to provide a higher level of service and improved tax efficiencies for your clients, without extra admin. Client outcomes are improved by offering a service that promotes the efficient use of tax allowances, unlike a standard managed portfolio service.

Exclusions

The Exclusions service provide you with the ability to cut out funds that you or your client don't want in the investment portfolio, providing you with flexible solutions that are able to take account of individual preferences or restrictions.

Download our IMA guide to learn more about the service.

Request IMA Guide

 

Why partner with FE Investments

Since launching in 2015, we have become a multi-award-winning Discretionary Fund Manager and been named as one of the fastest growing DFMs on platform, with more than £2.3bn of assets under management.

FE Investments was born out of FE fundinfo’s expertise in data and analysis and fully integrates with the FE Analytics ecosystem, providing a comprehensive, end-to-end solution for financial advisers.

If you’d like to learn more about the Individually Managed Accounts and Mosaic Portfolios, you can request a call back from one of our experts or speak to us on 0207 534 7628.

Request call back

The price and value of investments and their income fluctuates. You may get back less than you originally invested. The tax treatment depends on the individual circumstances of each investor and may be subject to change in the future.