threesixty reviews FE Investments decumulation solution

threesixty compliance services have assessed the FE Investments Decumulation proposition to review the standard of retirement solution offered, and look at how it can best fit into an adviser's 'at retirement' client offering.

04 July 2022

threesixty compliance services have now completed their guide for advisers looking at decumulation solutions for their clients in retirement, specifically looking at the FE Investments (FEI) Decumulation solution.

In this report, threesixty set out some of the key points advisers need to consider when looking at the FE Investments Decumulation service, along with the main regulatory considerations to be looked at when providing 'at retirement' advice more generally. Also covered are the main aspects of what advisers should consider when looking to develop their centralised retirement proposition (CRP) and how the FEI Decumulation solution fits in to this.

While retirement planning has traditionally focused on taking an annuity or targeting a sustainable income and withdrawal rate once in retirement, the FE Investments Decumulation service looks to allow the adviser flexibility to adjust for their client's different needs and goals. The solution especially focuses on mitigating the two types of risk encountered in retirement planning, shortfall risk and sequencing risk.

In compiling their report, threesixty looked at a myriad of retirement situations and how the FEI Decumulation solution might assess and manage risk in those situations, and how that can fit into an adviser's CRP.

A summary of the report is available now, to help improve an understanding of where the FEI Decumulation solution might fit in to an advice process.

Complete the form below to request a copy of the report